CHECKING ACCOUNT/ELECTRONIC FUNDTRANSFER SERVICES

·          Non Suffient Funds (NSF)

$30.00 Per Item

·          Overdraft Advance

$30.00 Per Item

·         Stop Payment Fee

$30.00 Per Item

·          Overdraft Transfer Fee*

$ 5.00 Per Item For All Types

·          Check Printing Fee

Cost varies by style

OTHER SERVICE FEES (APPLICABLE TO ALL ACCOUNTS

·          Domestic Wire Transfer (Outgoing)

$20.00 Per Transfer

·          International Wire Transfer (Outgoing)

$35.00 Per Transfer

·          Official Checks

$ 10.00 Per Check

·          Money Order

$ 0.99 Per Item

·          Speed Pay Check

$10.00 Per Check

·          Overnight/Express Mail Delivery (member's request)

$35.00 Per Item

·          Return Check/Item
$30.00 Per Check/Item

·          Stop Payment U$X FCU issued item

$35.00 Per Check

·          Money Order Reissue

$35.00 Per Money Order

·          Account Reconciliation/Research

$10.00 per quarter hour/$10.00 minimum

·          Copy of Check/Statement

$3.00 Per Copy for Employee Retrieval

·          Bad Address/Undeliverable Mail

$10.00 Per Envelope

·          Minmum Balance

$5.00 Per Month

·          Certified Mail Processing

$25.00 Per Item

·          Escheats/Garnishment/Levy Processing

$50.00 Per Account

·          Christmas Club Early Withdrawal

$5.00 Per Occurrence

·          Close Primary Share Savings Account (within 90 days of opening)

$25.00

·          Member Non-Participation Fee

$15.00 Per Quarter

VISA CREDIT CARDS

·         Late Payment Fee

$25.00 or $35.00 for Subsequent Violation

Next 6 Billing Cycles

·          Returned Check/Item

$25.00 or $35.00 for Subsequent Violation



Next 6 Billing Cycles

·          Merchant Draft Copy Fee

$10.00 Per Item

·          Card Replacement

$10.00 Per Occurrence

LOANS

·          Late Payment Fee

$25.00 Per Occurrence

·          Return Check/Item
$30.00 Per Check/Item

·          Home Equity Line of Credit - Over Limit

$25.00 Per Check

·          Home Equity Line of Credit - below $500 Minimum Check

$25.00 Per Check

REAL ESTATE LOANS

·          Satisfaction Fee

Varies By County

·          Fixed Rate Loans

Varies By County

·          Good faith estimate will be provided in accordance with federal law

·          Variable Rate Loans: Fees will generally range between $200 & $500

*Federal regulations limit pre-authorized, electronic transactions from a savings (regular share) account to six per month.